Sailing yacht insurance
First class boat insurance cover for sailing yachts and boats wherever in the world you’re venturing to.
Tailored to your boating needs
We cover sailing yachts and boats of all kinds, including the most renowned and popular boats on the ocean, so you can continue cruising with confidence.
Admiral Marine was one of the first companies to offer an easy to understand insurance policy for sailing yachts and boats. And we are continuously working to improve it, introducing new features to provide you with flexible, unrivalled cover that can be carefully tailored for your requirements.
For yacht owners with paid crews, we can arrange crew employers’ liability insurance, to protect owners against costs arising out of their liability for the safety of those in their employment.
We offer competitive quotes for sailing yachts from boat builders such as:
- Oyster
- Beneteau
- Jeanneau
- Hallberg Rassy
- Cornish Crabber
- Hanse
- Discovery
- Rustler
But we aren’t limited to this list. If your boat isn’t featured, just contact us. We also cover motor boats and motor cruisers of all kinds, find out more here.
Our insurance policy can be made bespoke to your needs, to cover activities like rallies and water sports.
With our Admiral Boat Insurance Policy, you can benefit from:
- No excess for third party boat insurance claims
- No excess if you are hit by another vessel when moored
- Single article personal possessions limit of £1,000 for unspecified items
- Contribution towards accommodation costs if the yacht is rendered uninhabitable
- Boat insurance cover for piracy, acts of terrorism and associated risks
Yacht & boat insurance
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Boat builders
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Frequently Asked Questions
Our standard yacht insurance policy allows you to take part in any race or regatta, but does not cover for the rig unless it is damaged by collision, stranding, sinking or fire. The hull is covered, but with double excess during racing.
Your claim will be assessed on the basis of the ‘agreed value’ – the insured value stated on your policy schedule at that given time and in accordance with the terms of your policy.
Contact us as soon as possible to inform us of any changes. We’re happy to accommodate changes at any time during your year, whether that be changing contact details or an aspect of your insurance policy.
We don’t offer no claims bonus on any policy where the insured value exceeds £200,000 and/or where the boat is spending the majority of the policy period outside the boundary of UK and European waters. Nevertheless we’ll take your individual circumstances and experience into consideration to quote a competitive premium.
Because we’re committed to offering the best personal service and tailored terms, we don’t believe in automatic renewals. Instead, we’ll offer you a renewal quote about a month before your policy is due to expire, and ask you whether there have been any changes to your requirements.
